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What's Open on MLK Day

MLK Day: who is open
DateFederal officesBanksPost officesStock market
Mon, Jan 18, 2027MLK Day Closed Closed Closedexpected; 2027 schedule not yet published Closed

Banks: most follow the Federal Reserve holiday schedule, but hours vary by bank and branch. Post offices: rules from the U.S. Postal Service; local hours vary. Stock market: the major US exchanges' published holiday calendar. Check with your bank, post office or agency.

The details

Martin Luther King Jr. Day is the third Monday of January: January 18 in 2027. It is a federal holiday, so federal offices, banks (Federal Reserve schedule), post offices and the stock market are closed, and there is no regular mail delivery.

Many schools close, but not all; check your district calendar. Most stores and restaurants stay open.

Sources: U.S. Office of Personnel Management, Federal Holidays; Federal Reserve Board, Holidays Observed by the Federal Reserve System; New York Stock Exchange, holidays and trading hours; U.S. Postal Service newsroom, holidays. Checked October 17, 2026. Unofficial; hours vary by location.

Questions and answers

Is MLK Day a federal holiday?

Yes, since 1986. It falls on the third Monday in January: January 18, 2027 and January 17, 2028.

Is mail delivered on MLK Day?

No regular mail delivery; post offices are closed.

Related

Are Banks Open Today?Check if banks are open today and on the next holidays. Most banks follow the Federal Reserve schedule, which differs from federal offices on some Fridays.Federal Holidays 2027The 11 US federal holidays of 2027 with the observed days off: Juneteenth on Friday June 18, July 4 on Monday July 5, Christmas on Friday December 24.Is Today a Federal Holiday?See if today is a US federal holiday, the next federal holiday and how many days are left, plus what is closed this week. Updated for 2026 and 2027.